A beautiful smile is one of the greatest gifts you can give yourself or a child. Orthodontic treatment is a lifetime investment in dental health and overall well being. Dr. Oakes understands that orthodontics is a significant investment of families valuable time and money. To help meet each family’s individual needs, our office offers a variety of payment options, including in office, interest free financing and third party low-interest financing.

The total case fee is presented to families up front at the time treatment is recommended. The total case fee included all appliances, appointments, office, and emergency visits, removal of appliances and retainers following treatment. Extra charges will only occur as the result from extended treatment time due to non-compliance or for replacement retainers. We will outline how much we expect insurance to cover and any out-of-pocket costs. By not charging for each individual office visit or particular appliance, our office is able to keep costs to a minimum and prevent any unexpected fees or charges. This helps families plan ahead in anticipation of their financial responsibilities.

Prior to beginning any treatment, a staff member will thoroughly explain the payment options available.

For your convenience, we also accept the following payment methods:

  • All major credit cards
  • Cash
  • Check
  • CareCredit

CareCredit is a third-party financing company that offers no- and low-interest payment plans. In addition, we offer in-office financing at Charles L. Oakes, DDS, Inc. We welcome you to contact our office in Mesquite, Texas today to learn more about our financial options. Our friendly team members are eager to serve you!


We accept most all insurance HMOs, PPOs, dental plans and companies and are a preferred provider.

We are pleased to assist patient with their dental insurance needs. Many dental insurance plans include orthodontic coverage that can reduce out-of-pocket costs. Any benefits received from a patient’s insurance company are directly applied to the orthodontic fee. This employer-based benefit is typically a one-time use, lifetime maximum that only renews when the policy holder changes jobs. If a patient is covered by two separate plans, we will optimize the use of both plans to the fullest. Our office is happy to verify and accept the assignment of benefits on behalf of our patients.

We do ask that patients read their policy book and talk to someone prior to beginning treatment in our office. Our staff specializes in obtaining the maximum benefit available on each plan. Once treatment has begun, our staff will submit and follow up on all necessary claims.

If for any reason the insurance company does not pay their expected portion of the treatment costs or the policy is changed or terminated, the financial obligation falls to the responsible party on the account.